red 2019 lincoln navigator driving up a city street

Driving a Lincoln not only provides a luxurious experience, but now it may also benefit your pocket by reducing your insurance premium. With select 2020 model-year Lincoln vehicles, you can now receive your motor vehicle insurance through Lincoln Motor Company Insure. Enroll today and receive a complimentary 10% discount that can turn into a potential long-term savings discount of 40%. Lincoln Motor Company Insure is underwritten by Nationwide and offers an intelligent insurance service fit for a luxurious vehicle.


Earn Savings


Enroll in Lincoln Motor Company Insure and automatically receive a 10% discount. Based on your driving performance, you'll have the opportunity to receive long-term savings of up to 40%††.


What goes into factoring your final discount eligibility?

  • Miles driven
  • Hard Braking and Acceleration
  • Time spent driving in stop-and-go traffic
  • Nighttime Driving between 12a.m.-5a.m.

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enroll in lincoln insure to receive discounts based on your driving performance
get a personalized evaluation spanning 4-6 months

Data Collection & Personalized Feedback


Lincoln Motor Company Insure collects its user's data through Lincoln Connect™‡ technology, not a plug-in device like other user-based insurance programs. It's a one-time evaluation that spans 4-6 months. After you've setup your policy, the Nationwide SmartRide portal provides real-time, personalized feedback on the discount you're anticipated to earn based on your driving behavior and offers tips on how you can improve your driving performance. After the evaluation period, you'll receive your quote and can bind your insurance policy all through the Lincoln Way™ App†. If you're unsatisfied with your initial evaluation, you can request a do-over by calling 1-833-797-LINC.


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Receive Quality Service


Lincoln Motor Company Insure makes sure you're prepared for any situation that may arise. Access and select repairs from the Lincoln Certified Collision Network and ensure your Lincoln vehicle is always being taken care of by Lincoln experts‡‡.


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lincoln insure gets you access to lincoln experts that take care of you

Get Started today by downloading the Lincoln Way™ App to get a quote! Purchase your policy and immediately receive a 10% discount. Allow Lincoln Connect to gather your driving data and monitor your progress in the Nationwide SmartRide portal. For any questions, stop in and visit Carman Lincoln today!

Call Us! (877) 844-8792

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*American Road Services Company LLC is the licensed insurance agency supporting Ford and Lincoln Insurance programs. Ford Motor Company and Ford Motor Credit Company LLC are not insurance companies or agents. Lincoln Motor Company Insure is underwritten by Nationwide Mutual Insurance Company and affiliates. Home Office: Columbus, OH. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states.

**Lincoln Motor Company Insure is currently available with 2020 Lincoln Aviator, 2020 Lincoln Corsair and 2019 MKZ Hybrid models. More Lincoln vehicles will be added to this program.

†The Lincoln Way App, compatible with select smartphone platforms, is available via download. Message and data rates may apply.

††Availability varies; program criteria differ in California. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.

‡Lincoln Connect, (standard on select vehicles), the Lincoln Way App, and Lincoln Connect Service are required for remote features (see Lincoln Way Terms for details). Connected Service is now complimentary for remote features, excluding Wi-Fi hotspot. Connected service and features depend on compatible AT&T network availability. Evolving technology/cellular networks/vehicle capability may limit functionality and prevent operation of connected features.

‡‡Original equipment parts endorsement is optional. Terms, conditions, and limitations apply